JAMB - Commerce (2022 - No. 23)
The principle which prevents an insured from receiving a claim that is more than the value of the loss, if the property is insured by more than one company is
indemnity
contribution
proximate cause
uberrimae fidei
הֶסבֵּר
Contribution is one of the principle of insurance, this principle prevents the insured from making profit from the insurance because it is a contract of good faith.