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WAEC - Commerce (2010 - No. 18)

A cheque issued in January 1997 which the holder failed to present for payment until September 1997 is called a
traveller's cheque
post-dated cheque
stale cheque
crossed cheque

Explication

stale cheque is a cheque that was written too long ago and that a bank may refuse to pay when someone tries to get the stated amount:

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